Taxation · 08/07/2025

This article provides an in-depth analysis of the tax knowledge required for real estate investment in the US, covering topics such as tax identification number applications, filing methods for couples, and tax deduction items. It aims to offer investors a comprehensive guide for financial planning and compliance.

Education · 08/14/2025

This article provides a detailed overview of the process of the U.S. naturalization ceremony, including the oath of allegiance, the return of the green card, and the issuance of the citizenship certificate. It serves as a comprehensive guide and source of information for applicants aspiring to become U.S. citizens.

Job Search · 08/14/2025

This guide provides a detailed interpretation of various rights for employees in the U.S. workplace, including minimum wage standards, tips, pay equity, anti-discrimination measures, workers' compensation, privacy rights, wrongful termination, and workplace safety. It aims to help employees understand and protect their rights, enhancing their workplace literacy.

Taxation · 03/05/2025

This article provides a detailed guide on how to renew an Individual Taxpayer Identification Number (ITIN), including the validity period, steps for completing Form W-7, and submission methods. It also highlights important considerations for individuals who have obtained a Social Security Number (SSN), offering readers comprehensive guidance.

Insurance · 07/21/2025

The high cost of healthcare in the United States makes it crucial for F1 visa students to select appropriate health insurance. This article discusses the types of health insurance available, the process of visiting doctors, the use of emergency rooms, and the coverage of dental insurance. It emphasizes the importance of understanding insurance details so that students can effectively manage medical expenses and receive timely medical services during their stay in the US.

Education · 07/21/2025

This article provides a detailed analysis of community college tuition in the United States for 2025, covering aspects like in-state and out-of-state fee differences, housing costs, living expenses, books, and miscellaneous fees. Key factors affecting community college tuition include the type of institution and student status. Through data analysis, the article aims to help students and families better understand the educational costs over the next two years, enabling them to make informed decisions.

Transportation · 07/23/2025

This article provides international students with a comprehensive guide to buying a car in the United States. It includes practical information on preparations before purchasing, choosing between new and used cars, car buying channels, and applying for insurance. This will help readers easily find the right vehicle and enjoy their time in America.

Insurance · 07/24/2025

This article analyzes the necessity of ophthalmic insurance in the United States, its basic components, and how to choose a suitable plan. It aims to help readers understand the importance and specific details of obtaining ophthalmic insurance to ensure the protection of their vision health.

Loans · 07/18/2025

When Chinese investors purchase real estate in the United States, loans are a common option. This article discusses the requirements for H-1B visa holders applying for home financing, including the importance of credit scores, types of loans, and pre-approval letters. H-1B visa holders can apply for FHA and conventional loans, but they need to pay attention to down payment ratios and credit scores. It is advised to prepare in advance to improve credit scores to ensure smooth financing.

Loans · 07/18/2025

This article offers 8 practical tips for applying for a home loan in the US, ideal for first-time homebuyers. The advice covers building a good credit score, planning a reasonable down payment, and choosing the right loan term. These tips aim to help homebuyers secure loans more smoothly, reduce buying pressure, and achieve their property ownership dreams.

Apartment Rental · 07/17/2025

This article provides the latest moving and mailing guide, detailing the services, pricing standards, and transportation comparisons of the three major courier companies in the U.S.: USPS, UPS, and FedEx. It offers a comprehensive analysis of the pros and cons of various couriers, helping readers make informed decisions when mailing, save costs, and enjoy efficient services.

Loans · 07/17/2025

This article explores the knowledge related to mortgage refinancing in the U.S. in 2025, including the definition, process, advantages, disadvantages, and timing for refinancing. Through detailed case studies, readers can learn how to lower mortgage rates and optimize personal finances to achieve cost-saving goals. Additionally, it provides recommendations of reputable refinancing loan companies to assist homebuyers in making informed decisions.

Taxation · 07/17/2025

Learn about the US tax filing process, including eligibility, income types, and methods of filing to ensure compliance and maximize benefits.

Finance · 07/17/2025

This article explores the various types of Individual Retirement Accounts (IRAs) in the United States and their tax advantages, focusing on the establishment and economic benefits of 401(k)s, SIMPLE IRAs, and SEP IRAs for employers and employees. Additionally, it presents case studies demonstrating how to optimize financial planning through the use of retirement accounts to maximize tax savings.

Culture · 07/24/2025

Cultural shock is a common challenge faced by immigrants in the U.S. This article discusses the various stages of cultural shock, including the honeymoon phase, shock, adjustment, and integration. It provides effective support strategies for coping with cultural shock, such as seeking community support and psychological assistance. Adapting to a new environment requires time and effort, but ultimately leads to a sense of belonging.